A Chatham Restoration Call, Start to Finish
Active losses in Chatham get the same dispatch protocol as any other call into our Florham Park base. Real human on the line, address + cause + access captured in the first 90 seconds, truck rolling within 10 minutes. The information layer is thin on purpose — the people who answer the phone are the people who decide what gets loaded onto the truck.
For active emergencies — pipe burst, sewage backup, fire aftermath, storm intrusion through a damaged building envelope — our standard target is on-site within the hour anywhere we cover. From our Florham Park dispatch base, Chatham is about 3 miles out — typically a 10-20 minute drive depending on traffic. During storm windows we pre-stage extraction and drying equipment so the response stays sub-hour even when calls stack up.
Once the truck is parked, the work follows the same pattern every time: source-control (water off, power isolated, containment up), then comprehensive documentation (photos, moisture readings, written cause-of-loss narrative), then sized equipment deployment. Daily monitoring visits with logged readings until every wet substrate returns to baseline. The reconstruction crew is the same team that did the mitigation — same phone number, same contract, same accountability through final walkthrough.
Working with adjusters on Chatham losses
The carrier paperwork on a Chatham loss starts at hour one and continues through final invoice. Daily moisture logs mapped to a building diagram, before/during/after photos of every affected surface, an Xactimate-format scope for both mitigation and reconstruction. Carrier-approved adjusters get a complete file rather than a series of follow-up requests. The cause-of-loss framing is the single most important document because it dictates which policy bucket pays and at what limits.